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Fintokei Prop Trading Firm

Introduction

In recent years, proprietary trading firms—also known as prop firms—have significantly transformed the trading landscape. These firms offer traders access to substantial capital, enabling them to trade and earn profits without risking their own money. In exchange, the firms take a share of the profits. One of the newest and most promising entrants in this space is Fintokei.

Founded in March 2023, Fintokei has rapidly built a reputation as a trader-focused platform that emphasizes education, technology, and flexible funding solutions. This article explores Fintokei’s model, its trading programs, unique features, and whether it’s the right fit for aspiring or professional traders in 2025.

What Is Fintokei?

Fintokei is a global proprietary trading firm headquartered in Japan, launched with a mission to empower traders of all levels. It was founded by CEO David Varga, who envisioned a firm that blends cutting-edge trading technology with transparent and fair trader evaluation models.

What makes Fintokei stand out is its commitment to inclusivity and scalability. Whether you’re a complete beginner, an intermediate trader, or a seasoned expert, Fintokei offers a structured path to funding. With real-market simulations and a tiered program system, the firm accommodates a wide range of trading styles and risk profiles.

How Fintokei Works

Fintokei operates on an evaluation-based funding model. Traders begin on demo accounts that simulate real market conditions, including live pricing and execution speeds. To qualify for a funded account, traders must meet specific profit targets while staying within defined risk parameters like daily and total drawdown limits.

Profits generated from trading are then split between the trader and Fintokei, with the trader’s share increasing over time based on performance and consistency.

Importantly, Fintokei offers both multi-step evaluation programs and instant funding options, giving traders the freedom to choose a path that fits their goals, experience, and risk appetite.

Core Principles of Fintokei

  • Trader education and mindset development
  • Strict and realistic risk control rules
  • Transparent and consistent policies
  • Simulated real market conditions
  • Bi-weekly payouts for funded traders

Program Overview – 3 Paths for Different Levels

  • StartTrader: 3-phase evaluation for beginners
  • SwiftTrader: Instant funding for confident traders
  • ProTrader: 2-phase challenge for professionals

StartTrader Overview

  • Phase 1: +2%
  • Phase 2: +3%
  • Phase 3: +6%
  • Total target: +11%
  • Max duration: 180 days
  • Daily loss limit: –3%
  • Max loss: –6%
  • Consistency rule: No more than 40% in one day
  • Profit split: 50% → up to 100%
  • Fees: $119 (20k), $244 (50k), $419 (100k)
  • Fees returned as bonus (not refundable in cash)

SwiftTrader Overview

  • No evaluation phases
  • Profit target: +10%
  • No time limits
  • No daily loss limit
  • Max drawdown: 10% trailing
  • Profit split: 50% → up to 90%
  • Account scaling: up to 10×
  • Fees: $79 (1k), $119 (2k), $259 (5k), $519 (10k), $2,699 (50k)
  • Non-refundable fee

ProTrader Overview

  • Phase 1: +8%
  • Phase 2: +6%
  • No time limit
  • Daily loss limit: –5%
  • Max loss: –10%
  • Profit split: 80% → up to 95%
  • Scaling: up to $4 million
  • Fees: $99 (10k), $159 (20k), $319 (50k), $529 (100k), $1,149 (200k), $2,399 (400k)
  • Fully refunded after first payout

Payouts & Scaling

  • Payouts: every 14 days
  • Scaling: performance-based, increases capital and payout %

Educational Support

  • Webinars, tutorials, and psychology tools
  • Risk management education
  • Real-time evaluation feedback

Discount Code

  • Use promo code TOPPROP via TopPropOffers for 10% off on all plans

Pros

  • No time limits (StartTrader & ProTrader)
  • Wide range of account sizes
  • Up to 95% profit split
  • Bi-weekly payouts
  • Aggressive scaling potential

Cons

  • SwiftTrader fee is non-refundable
  • Risk rules might be strict for beginners

Fintokei vs Other Prop Firms

  • More flexible timelines
  • Higher scaling limits
  • Transparent payout policy
  • Great for beginners and experts alike

Conclusion – Is Fintokei Worth It?

Fintokei is a strong prop firm choice for any trader ready to prove their skills and grow. Whether you’re a cautious beginner, a confident intermediate, or a capital-hungry pro, there’s a program to match your pace and style.

Combined with regular payouts, progressive scaling, and a generous 10% discount code, Fintokei stands out in the crowded world of prop trading.

FAQs

  1. What is the minimum requirement to join? You must be at least 18 years old with basic trading knowledge.
  2. Can I switch programs later? You can sign up for another program anytime, but switching mid-evaluation isn’t possible.
  3. How often do payouts happen? Every 14 days, as long as you meet the criteria.
  4. Is Fintokei a regulated broker? No, it’s a prop firm—not a brokerage. It operates legally as a business.

Are EAs and bots allowed?

Yes, as long as they comply with risk and behavior rules.

Program Comparison Table

Feature StartTrader SwiftTrader ProTrader
Evaluation Phases 3 Phases: • Phase 1: +2% • Phase 2: +3% • Phase 3: +6% None (Instant Funding) 2 Phases: • Phase 1: +8% • Phase 2: +6%
Total Profit Target +11% cumulative +10% single target +14% cumulative
Time Limit 180 days total (min. 3 days/phase) None None (min. 3 days/phase)
Daily Loss Limit –3% None –5%
Max Loss Limit –6% (static) –10% (trailing) –10% (static)
Consistency Rule Max 40% of target per day Not required Not required
Profit Split Starts at 50%, scales up to 100% Starts at 50%, scales up to 90% Starts at 80%, scales up to 95%
Scaling Not specified Up to 10× account growth Up to $4,000,000 capital
Fees $119 (20k), $244 (50k), $419 (100k) $79 (1k), $119 (2k), $259 (5k), $519 (10k), $2,699 (50k) $99 (10k), $159 (20k), $319 (50k), $529 (100k), $1,149 (200k), $2,399 (400k)