Funded Trading Plus Prop Firm Guide (2025): Programs, Profit Split, Rules & Payouts

23. 7. 2025

Funded Trading Plus is a UK-based proprietary trading firm (“prop firm”) that provides forex trading and CFD traders with funded accounts to trade significant trading capital without risking their own money. Founded by CEO Simon Massey, this firm offers various evaluation programs (challenges) and even instant funding to accommodate both beginner and advanced traders. In this comprehensive guide, we explain how Funded Trading Plus works, the types of funding programs available, key trading rules, platform access, profit split and payout structure – and how you can save on fees with an exclusive 10% discount code.

Pro Tip: If you decide to join Funded Trading Plus, you can get 10% off your program fees by using the discount code TOPPROP. This code (available via TopPropOffers) provides verified prop firm discounts so you can start with some extra savings!

How Does Funded Trading Plus Work?

Funded Trading Plus operates on a funded trader program model. Traders pay a one-time fee to join a program (this fee is refundable once you successfully complete the evaluation). You then receive a demo evaluation account with a set profit target and risk limits. By trading and hitting the profit target within the rules, you “pass” the evaluation and are offered a funded account to trade live (simulated) capital provided by the firm. This allows you to trade forex, indices, commodities, and crypto with the firm’s capital and keep a percentage of the profits (your profit split).

Here’s a simple breakdown of the process:

Choose a Program: Select an evaluation challenge (1-phase or 2-phase) or an instant funding account based on your experience level.
Pay the Fee: Pay the one-time enrollment fee for that account size (fees are refunded once you pass the evaluation or reach profit milestones on funded accounts).
Trade Under Evaluation: Trade on the provided demo account following the firm’s rules (profit target, max drawdown, etc.). There are no minimum or maximum trading days for most programs, so you can go at your own pace.
Pass & Get Funded: If you meet the profit target without breaking any rules, you become a funded trader. You’ll then trade a live simulated account of the same size, sharing profits with the firm.
Earn & Withdraw Profits: As a funded trader, you can withdraw your profits regularly (e.g. weekly) as per the payout schedule. Profit splits start at 80% to you and can scale up to 100% as you demonstrate success.

Why trade with a prop firm? Because it lets you access large trading capital (tens or hundreds of thousands of dollars) once you prove consistency, without risking your own money. Funded Trading Plus’s model is flexible and beginner-friendly – for example, they have no time limit to hit the targets and even allow use of trading bots (EAs) and news trading in most cases. Advanced traders benefit from generous profit share and even a scaling plan to increase account size over time.

Types of Funding Programs at Funded Trading Plus

Funded Trading Plus offers five main programs, each with its own structure and rules to suit different trader preferences:

1-Phase “Experienced Trader” Program (Single-Stage Evaluation)
2-Phase “Advanced” Program (Standard Two-Stage Evaluation)
2-Phase “Premium” Program (Two-Stage with Lower Targets)
2-Phase “Prestige” Program (Two-Stage with Static Drawdown)
Instant Funding “Master” Program (No Evaluation, Live Account from Day 1)

Let’s break down each program’s key features, including profit targets, drawdown rules, and payout conditions:

1-Phase Experienced Trader Program (Fast-Track Evaluation)

This one-step evaluation is designed to get you funded quickly with a single profit target to hit. You need to achieve a 10% profit on the account to pass. There is no second phase – hit 10% once and you move straight to funded status.

Profit Target: 10% (one phase only)
Daily Loss Limit: 4% (max loss allowed in a day)
Max Drawdown: 6% (trailing relative drawdown)
Minimum Trading Days: None (no minimum or maximum days – take as long as you need)
Leverage: 1:30 on all trades
Allowed Trading: Overnight and weekend holding are allowed, and you can use EAs (expert advisors). All trading styles are welcome except banned strategies (explained later).
Payout & Profit Split: Once funded, you can request a payout as soon as Day 0 (immediately upon being funded) with weekly withdrawals available thereafter. Profit split starts at 80% to you (20% to the firm), and can increase as you grow your account. If you pass this one-phase challenge, your sign-up fee is fully refunded.

This Experienced Trader program is ideal for traders confident in their strategy who want to fast-track funding. With no time pressure and lenient rules, it offers a quick path to a funded account for those who can hit 10% profit using sound risk management.

2-Phase Advanced Program (Balanced Two-Phase Challenge)

The Advanced program introduces a classic two-step evaluation: you must pass Phase 1 and Phase 2 to get funded. It’s considered a balanced approach with standard targets and drawdowns.

Profit Targets: 10% in Phase 1, then 5% in Phase 2.
Daily Loss Limit: 5% (reset daily)
Max Drawdown: 10% (relative trailing drawdown)
Minimum Trading Days: None (no minimum days in either phase)
Leverage: 1:30
Allowed Trading: No weekend holding in this program (you must close trades before the weekend) However, overnight holding and use of EAs are allowed. News trading is generally permitted as well (with the exception of any specific restrictions the firm notes).
Payout & Profit Split: Once you pass Phase 2 and get funded, you can withdraw profits starting from Day 0, with payouts available every 7 days (weekly). The profit split begins at 80/20 (trader/firm) and increases to 90/10 after you achieve a 20% profit on the funded account, eventually reaching 100% (full payout to you) if you hit 30% profit. (Yes, Funded Trading Plus rewards strong performance with the chance to keep 100% of your profits!) Also, if you reach a 10% profit on the funded account, they will refund your evaluation fee as a bonus.

The Advanced two-phase challenge provides a structured path to funding while still giving flexibility (no time limits and immediate profit withdrawals). It’s suited for traders who want a middle-ground challenge – not too easy, not too hard – and are okay with following standard drawdown rules and no-weekend trade restrictions in exchange for early withdrawals from day 0.

2-Phase Premium Program (Lower Targets, Moderate Rules)

The Premium program is another two-step evaluation but with easier profit targets – making it quicker to get funded – balanced by slightly tighter risk limits in some areas.

Profit Targets: 8% in Phase 1, then 5% in Phase 2 (lower first-phase target means you can qualify faster).
Daily Loss Limit: 4% per day
Max Drawdown: 8% (relative trailing drawdown)
Minimum Trading Days: None (no min or max days to finish either phase)
Leverage: 1:30
Allowed Trading: Weekend holding is allowed in the Premium program (you can keep positions over the weekend). EAs and news trading are also allowed.
Payout & Profit Split: After passing both phases, you can start withdrawing profits after just 7 days into your funded account (first payout available Day 7). Ongoing withdrawals can then be made weekly. Profit split again starts at 80% to you and scales up to 90% at +20% profit and 100% at +30% profit. If you achieve 10% profit on the funded account, your evaluation fee is returned.

The Premium challenge is great for those who prefer a slightly easier target and are willing to trade off a smaller drawdown. The 8% target in Phase 1 means you can secure funding faster, and you still enjoy benefits like weekend trading and a robust profit share scaling. The first payout comes one week in – a small wait compared to the instant payouts of other programs, but still very fast in prop trading terms.

2-Phase Prestige Program (Static Drawdown, Structured Evaluation)

The Prestige program is unique in that it uses a static drawdown model (as opposed to trailing/relative). It’s a two-phase evaluation similar to Advanced, but with a fixed drawdown that doesn’t trail your profits. This can be advantageous for traders who want their drawdown buffer to stay the same as their account grows.

Profit Targets: 10% in Phase 1, then 5% in Phase 2 (same targets as Advanced).
Daily Loss Limit: 5% per day
Max Drawdown: 10% static (fixed from starting balance, not trailing). This means if your starting balance is $100,000, your maximum loss limit is fixed at -$10,000 (it doesn’t increase as your balance increases).
Minimum Trading Days: 3 days per phase (Prestige is the only program that requires a minimal number of trading days – you must trade at least 3 separate days in each phase).
Leverage: 1:30
Allowed Trading: Weekend holding is allowed. However, note that certain news trading restrictions may apply on this program (Prestige being more structured may restrict high-impact news event trading). Otherwise, strategies like using EAs or overnight holding are fine.
Payout & Profit Split: Upon getting funded, the first withdrawal can be made after 14 days, and then on a bi-weekly (14-day) cycle. (Prestige has a slightly longer wait between payouts compared to other programs.) The profit split starts at 80/20 and scales to 90/10 at +20% profit and 100/0 at +30% profit – the same lucrative scaling plan as the other challenges. If you reach 20% profit on the funded Prestige account, your evaluation fee is fully refunded as a reward.

The Prestige program is tailored for traders who prefer a “slow and steady” approach in a structured environment. The static drawdown means your allowable loss doesn’t shrink as you profit, providing more breathing room in the long run. This program does enforce a minimum of 3 trading days per phase (to ensure you show consistency) and a slightly slower payout schedule. It’s ideal for disciplined traders who plan to trade a bit longer-term or more cautiously, and want the benefit of a fixed drawdown.

Instant Funding “Master” Program (No Evaluation)

For those who want to start live trading immediately, Funded Trading Plus offers an Instant Funding (Master) program. There is no profit target or evaluation phase – you pay a fee and get a funded (simulated) account right away to trade. This is great for experienced traders who don’t want to go through a challenge, though the risk limits are stricter.

Profit Target: None (no challenge phase – you are instantly “funded”).
Daily Loss Limit: 6% per day
Max Drawdown: 6% (relative trailing)
Leverage: 1:30
Allowed Trading: Weekend holding is NOT allowed in the instant funding accounts. (You must flat your positions by the weekend.) Other than that, you can trade freely during the week – no minimum days or time limits, and you can use most strategies (EAs, news trading, etc.) as long as they aren’t in the prohibited list.
Payout & Profit Split: You are trading live from Day 1, so you can request a payout from Day 0 (after any profitable day), on a weekly cycle Profit split starts at 80/20 and, like other accounts, will upgrade to 90/10 at +20% profit and 100% at +30% profit. Keep in mind, because there’s no evaluation phase, the fee for this account is not refundable (you’ve essentially paid to skip the line).

The Master instant funding program is essentially “pay to play” – a higher upfront cost but zero time spent on demos or challenges. It’s suited for confident traders who believe they can trade profitably right away and are comfortable with the tighter 6% max loss cap. The upside is you start earning immediately and still get access to the industry-leading profit split (up to 100% of profits) as you scale up. Just be aware that since there’s no test phase, any losses are on the firm’s account (hence the stricter rules).

Profit Split and Scaling Plan

One of the most attractive features of Funded Trading Plus is its generous profit-sharing model. All funded traders keep the majority of their profits, and with strong performance the profit split can reach 100% – meaning you keep all profits.

Starting Profit Split: Typically 80/20 (80% to the trader, 20% to the firm) once you have a funded account. This is already a high payout ratio in the prop firm industry.
Scale to 90%: If you continue to trade well and grow your account, the split improves to 90/10 after you achieve a +20% profit on the account. For example, if your account starts at $50,000, once you’ve made $10,000 profit (20%), you’ll keep 90% of further profits.
Scale to 100%: At +30% profit on the account, Funded Trading Plus lets you keep 100% of the profits (the firm takes 0%). Hitting a 30% gain is a significant milestone, and at that point you’ve proven your skill to the extent that the firm rewards you with the full share of earnings. Very few prop firms offer an option for a 100% payout, which makes this program stand out.
Refunded Fees: As a bonus, Funded Trading Plus will refund your evaluation fee once you’ve met certain profit milestones in the funded account. For 1-phase, the fee refund comes simply when you pass the challenge (as with most firms). For 2-phase programs, typically if you earn around 10% profit on the funded account, they refund your fee (for Prestige it’s 20% profit). This means successful traders not only earn profits but also get back the cost of the program – a nice perk!

Scaling Up Trading Capital: In addition to increasing your profit split, Funded Trading Plus also offers a scaling plan to grow your account size. Each program has a defined profit threshold after which your funded account balance can be increased. For example, some accounts scale up every time you gain 10% profit, others at 20%. Over time, a trader can scale their account up to $2.5 million in capital with consistent performance. This gives ambitious traders a clear pathway to trade larger sums and potentially increase absolute profit, as long as they manage risk well.

Overall, the profit-sharing structure is very trader-friendly – you start at a high payout, and with discipline you could end up retaining all profits while trading an even larger account. This incentivizes long-term growth and aligns the firm’s interest with the trader’s success.

Trading Rules and Risk Management

To protect against excessive risk, Funded Trading Plus enforces some standard prop firm rules across its programs. These rules ensure traders use proper risk management while still providing flexibility in trading style.

Key Risk Rules:

Daily Drawdown: Each account has a daily loss limit (e.g. 4% or 5% of account balance). This is the max loss you can incur in a single day. It usually resets every day at a set time (e.g. 5pm EST) to keep you in check. If you hit or exceed this, your account is breached.
Maximum Overall Drawdown: This is the total drawdown allowed from the starting balance or highest balance. Funded Trading Plus uses relative drawdown on most programs, meaning the drawdown limit trails your account’s high-water mark (e.g. 10% trailing on Advanced means if your balance grows, your loss limit moves up with it). The Prestige program uses a static drawdown, fixed to the initial balance (10% static). Breaching the max drawdown (relative or static) will also violate the account.
Profit Target (for evaluation): As discussed, the evaluation accounts have specific profit targets (8-10% in Phase 1, 5% in Phase 2) that must be met to pass. There is no profit target once funded, except the natural incentive to grow your account and scale up.
No Time Limits: Unlike some prop firms, Funded Trading Plus does not impose a maximum time to complete the challenges. You have unlimited days to reach the profit target in evaluation phases. This removes pressure and allows you to trade more patiently and safely. (Prestige requires a minimum of 3 days trading per phase, but still no maximum time.)

Allowed & Prohibited Strategies:

Funded Trading Plus is relatively flexible in trading styles, but they do maintain a list of prohibited tactics to ensure a fair trading environment:

Allowed: Using Expert Advisors (EAs) or algorithmic trading is allowed (you can run bots on your account). News trading (trading during economic news releases) is allowed on most programs (except possibly some restrictions on Prestige). Overnight holding (keeping trades open beyond day’s end) is allowed, and weekend holding is allowed on most programs (all except a couple where noted. Essentially, normal discretionary or technical trading strategies are all fine.
Prohibited: Copy trading (mirroring trades from another account), arbitrage trading, hedging strategies that exploit delayed price feeds, and grid trading/martingale strategies are not allowed. These approaches are banned because they can either circumvent the evaluation’s spirit or pose excessive risk. If a trader is found using these tactics, it could lead to disqualification.
Note: Hedging in this context refers to simultaneously holding equal/opposite positions to exploit the demo environment (simple one-account hedging is typically discouraged as it can artificially evade drawdown rules). Standard risk-hedging on one account might be allowed if within rules, but the firm specifically bans using multiple correlated accounts or arbitrage tricks.

All traders should thoroughly read Funded Trading Plus’s rules to avoid accidental violations. Fortunately, the rules are clearly laid out and “transparent and trader-friendly”. Staying disciplined within the 4-6% daily loss and 6-10% max loss limits is very achievable with good risk management. In fact, these rules encourage you to practice solid trading habits that will serve you well once you’re managing the firm’s capital.

Trading Platforms and Market Access

Funded Trading Plus gives traders access to a variety of trading platforms and markets, ensuring you can trade in a familiar environment:

Supported Platforms: You can trade on popular platforms like MetaTrader (they offer MetaTrader 4; MT5 is not available), cTrader, DXtrade, and MatchTrader. This wide selection is great – whether you prefer the classic MT4 or a modern interface like cTrader, you’ll find a platform that suits you. All platforms are provided with real-time data feeds and are set up for the firm’s simulated trading environment.
Markets Available: Funded Trading Plus allows trading across all major asset classes: Forex currency pairs, commodities (like gold, oil), stock indices (US30, NAS100, etc.), and even cryptocurrencies. You get a broad range of instruments to trade, which is useful for strategy diversity.
Execution and Data: The accounts are simulated/live environments powered by real market data, so you’ll see real-time prices. The execution is handled via their broker partners/liquidity providers, meaning your trades won’t actually move the live market (since it’s demo), but it mirrors real conditions closely. Spreads and trading hours are typical for the instruments as provided by their platform.
Note on MT5: It’s worth mentioning that MetaTrader 5 is not offered by Funded Trading Plus. If you’re an MT5 user, you’d need to use one of the other platforms or MT4. This is due to licensing constraints. MT4, however, is fully available and widely used by forex traders.

Having multiple platform options is a big plus, as not all traders use MetaTrader. Additionally, being able to trade various markets (forex, crypto, indices, etc.) means you can apply your strategy to the instruments you know best. Whether you’re a beginner preferring a simple MT4 setup or an advanced trader needing depth of market via cTrader, Funded Trading Plus has you covered.

Payout Structure and Withdrawals

Funded Trading Plus prides itself on fast and frequent payouts of your profits, with a low barrier to withdraw:

Profit Withdrawal Frequency: Weekly payouts are available for most programs. In fact, funded traders can request a withdrawal every 7 days (Prestige accounts operate on a 14-day cycle). This is a very frequent schedule, allowing you to enjoy your earnings regularly. For example, in the one-phase and Advanced accounts, you can even request a payout on Day 0 (immediately after becoming funded and having at least $50 profit), and then every week thereafter.
Minimum Withdrawal: The minimum profit required to request a payout is just $50t. This low threshold means even small gains can be cashed out; you don’t have to accumulate huge profits before seeing a reward.
First Payout Timing: Generally, you must wait at least 7 days from account activation to take your first withdrawal (except programs that allow Day 0). For example, on Premium accounts your first withdrawal can be after 7 days of trading, on Prestige after 14 days, etc., as outlined above. After that initial period, it’s back to the regular weekly schedule.
Payout Methods: Funded Trading Plus processes withdrawals via bank transfer or cryptocurrency according to trader preference. Crypto payouts are popular for their speed and low fees, whereas bank transfers might take a bit longer to reflect. The firm notes that withdrawal processing time is between 2 to 48 hours once requested, which means most traders receive their profits quickly (often within 1–2 business days).
No Profit Targets for Payouts: Unlike some firms that require hitting a certain profit percentage before any payout, FTP allows withdrawals as long as you have at least $50 profit and outside of open positions. This flexibility, combined with the high profit split, means you can actually profit from day one of being funded.

The payout structure is straightforward and reliable – many traders praise Funded Trading Plus for quick and hassle-free withdrawals. Just ensure you haven’t violated any rules; if all is good, you can continuously enjoy the fruits of your trading every week. The combination of low minimum withdrawal and frequent payout windows indicates that Funded Trading Plus wants traders to benefit from their success early and often.

Funded Trading Plus Discount Code and Getting Started

If you’re ready to start your journey with Funded Trading Plus, here’s how to get going and save on your signup fee:

Choosing Your Program: First, decide which program fits you best – a fast one-phase challenge, a two-phase challenge (with the variant that suits your style), or the instant funding route. Consider your risk tolerance and trading consistency. Beginners might lean towards the one-phase or premium two-phase (lower target), while seasoned traders might try the instant funding or advanced two-phase for larger capital.
Sign Up Process: Visit the Funded Trading Plus website and select the account size for your chosen program (they offer various sizes, e.g. $25k, $50k, $100k, $200k accounts, etc.). Proceed to checkout where you’ll pay the fee. Remember, that fee is refundable later if you succeed!
Use the Discount Code: To get 10% off your fee, apply the code TOPPROP at checkout. This exclusive discount code is provided via the TopPropOffers website, which curates verified prop firm promo codes. Using TOPPROP will knock 10% off the price, making the challenge more affordable. Every bit of savings helps, especially for new traders on a budget.
Start Trading: Once signed up, you’ll receive your account login credentials (for MT4/cTrader etc.) and can begin trading under the evaluation rules. Take it slow, stick to your strategy, and utilize risk management to hit the profit target. Remember, there’s no time limit – focus on consistent trading rather than rushing.
Support and Resources: Funded Trading Plus has a helpful support team and an online Help Center. If you have questions about rules, drawdown calculations, or platform setup, don’t hesitate to reach out to them. They also provide an account dashboard to track your progress and metrics in real-time.

By using the TOPPROP discount and following a disciplined approach, getting funded by Funded Trading Plus becomes a very attainable goal. Many traders have joined and benefited from their programs – the firm even boasts a Trustpilot rating of 4.7/5 with thousands of reviews, reflecting a strong community of successful traders.

Conclusion

Funded Trading Plus stands out as a flexible and trader-centric prop firm in 2025. It offers programs for every type of trader – whether you want a quick one-phase challenge, a classic two-step evaluation, or an instant funded account. The firm combines clear rules (reasonable drawdowns, no time pressure) with rich rewards like up to 100% profit splits and speedy weekly payouts. Traders can work with familiar platforms (MT4, cTrader, etc.) and trade a wide range of markets from forex to crypto, all while leveraging the firm’s capital and protecting their own.

Both beginners and advanced traders will find something to like: beginners get a straightforward path to learn and prove themselves (with no risk to personal funds), and experienced traders can scale up dramatically with a high profit share and even increase their account size to seven figures. The key to success is respecting the risk management rules and trading consistently – Funded Trading Plus provides the rest (capital, infrastructure, and support).

If you’re considering joining a prop firm to accelerate your trading career, Funded Trading Plus is definitely worth a look. With its evaluation model designed to foster good trading habits and a payout scheme that values the trader, it has become a top choice for many in the trading community. And don’t forget, you can kickstart your journey with 10% off using the code TOPPROP (see TopPropOffers for this and other verified prop firm discounts). Good luck and happy trading – may you hit those profit targets and enjoy a funded account soon!