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My Crypto Funding Review: The Best Crypto Prop Firm for Funded Crypto Trading Accounts

My Crypto Funding (MCF) is a crypto prop firm that empowers traders to access large amounts of capital without risking their own money. In this comprehensive review, we’ll explore how MCF’s funded crypto trading challenge programs work and why it’s considered one of the best crypto prop firms for aspiring professionals. Whether you’re seeking a funded crypto trading account or looking for a prop firm for crypto with flexible rules, MCF offers an attractive blend of high funding, generous profit splits, and trader-friendly conditions. Read on to learn about their one-phase and two-phase challenges, funding up to $400,000, 100% profit share, 100× leverage, and more – plus how to get an exclusive 25% discount with the code TOPPROP.

What is My Crypto Funding?

My Crypto Funding is a proprietary trading firm (prop firm) focused on cryptocurrency traders. Founded in 2024 and based in the UK, MCF has quickly grown into a trusted name in the crypto prop trading space. The firm provides talented traders with institutional-grade trading conditions – including ultra-tight spreads and low commissions – typically reserved for top-tier exchange clients. In essence, MCF lets you trade with the firm’s capital (“Your Trades, Our Capital”), so you can profit from big positions without putting up your own funds. Traders who prove themselves through MCF’s evaluation challenges get to manage real accounts and keep most (eventually up to 100%) of the profits.

MCF stands out as a crypto-focused prop trading firm. Unlike traditional prop firms that primarily cater to forex and might only offer a few crypto instruments, My Crypto Funding gives access to a huge range of digital assets under excellent conditions It’s often hailed as an industry-leading crypto prop firm for providing 24/7 crypto market access, fast trade execution, and a supportive trader-first philosophy. The company is also registered and operates transparently (MCF Markets Ltd in the UK), emphasizing risk management and trader success in all its programs.

Funding Models: One-Phase vs Two-Phase Challenges

One of the key features of My Crypto Funding is that it offers two types of evaluation challenges to suit different trader preferences: a Two-Phase Challenge and a One-Phase Challenge.

  • Two-Phase Challenge: This is the classic evaluation model where traders must pass two sequential stages to get funded. Phase 1, “The Test,” requires achieving an 8% profit target on a demo account while respecting the drawdown rules. There’s no time limit to hit this goal (MCF imposes no maximum days for evaluations), but you must trade a minimum of 5 days to ensure you didn’t just get lucky. If you pass Phase 1, you move to Phase 2, “The Confirmation,” where the profit target is reduced to 5% under the same risk limits. This second phase is about proving consistency – showing that your Phase 1 success wasn’t a fluke. Again, a minimum of 5 trading days is required, but there’s no overall time deadline to complete it. Upon hitting the 5% target, you’ve successfully completed the two-phase challenge.
  • One-Phase Challenge: For traders who want a faster route to funding, MCF launched a new 1-Step Challenge in August 2025. This single-phase evaluation lets you qualify for a funded account by meeting the profit target once – no second phase, no waiting. The one-phase challenge is built for speed and efficiency, removing “unnecessary hurdles” so profitable traders can get funded faster. Up to $400,000 in funding is available through this program, making it possible to access a very large account in one step. You still have to follow the same risk rules (detailed below) and hit the required profit percentage (MCF hasn’t publicly stated the exact target in this snippet, but it’s likely similar to Phase 1 of the two-step). The appeal is that as soon as you reach the profit goal, you become a funded trader without needing to prove it again in a second stage. This challenge is ideal for skilled traders confident in their strategy – MCF explicitly says its goal here is to “reward skill, not patience”. If you can deliver results quickly, the one-phase model gets you trading real capital right away.

Both challenge types share the same trading conditions and rules. The choice simply gives traders flexibility: go the traditional two-phase route for a structured approach, or jump in with the one-phase for a quicker path to funding. MCF recognized that “too many talented traders lose momentum in long, multi-step evaluations,” so now you can choose a direct path if that suits your style.

Funding Amounts and Account Sizes (Up to $400,000)

My Crypto Funding offers a variety of account sizes for its challenges, catering to different budgets and risk appetites. You can choose an evaluation account as small as $5,000 or as large as $200,000 initial balance. The challenge fee varies by account size (for example, around $59 for a $5K account, up to about $1,149 for a $200K account, before any discounts). Importantly, MCF allows traders to scale up quickly – you’re not limited to one account or one size. If you perform well, you can take on larger challenges or even multiple accounts. In fact, the firm’s maximum funding allocation has recently been increased to over $400,000 per trader. This means skilled traders can eventually manage nearly half a million dollars of the firm’s capital, significantly amplifying their profit potential.

Getting to that level can happen in a couple of ways. One path is by passing multiple challenges: for instance, some traders might pass two $200K challenges to have two funded accounts (MCF’s systems allow combining or managing multiple funded accounts). Another path is through organic scaling of a single account – while MCF doesn’t impose time limits, they do encourage long-term growth, and profitable traders can negotiate or be offered account size increases over time. “Fast scaling” is part of MCF’s appeal; the firm empowers traders to grow their account size as they prove consistency, rather than capping them. As a result, someone who starts with, say, a $50K account can work up to a six-figure account balance through either reinvesting profits or taking on new funded accounts with the firm.

All accounts, regardless of size or one-phase/two-phase model, have the same risk parameters (proportional to account balance) during the evaluation: a 5% max daily drawdown and a 10% max total drawdown rule apply to each account. For example, on a $100,000 account, a daily loss of $5,000 (5%) would hit the limit, and losing $10,000 overall (10%) would breach the account. These limits scale with account size and are designed to protect both the trader and the firm’s capital. They encourage disciplined risk management, ensuring that even as you handle up to six-figure funds, you do so responsibly.

Key takeaway: MCF’s generous funding framework means you can start small and aim big – eventually trading with up to $400K in capital if you prove yourself. This is a significant edge for those looking to make serious profits via a funded crypto trading account.

Profit Split – Keep Up to 100% of Your Profits

One of the most exciting aspects of My Crypto Funding is its profit split policy. As a funded trader, you get to keep the lion’s share of the profits you generate on the funded account. MCF offers profit splits as high as 100%, meaning you could eventually retain all of your trading profits.

Here’s how it works: Initially, when you first become funded, the profit split starts at 80% to the trader (20% to the firm). This in itself is a competitive split – many prop firms start around 70-80% for the trader. But MCF doesn’t stop there. For every 5 payout cycles that you complete successfully, your profit split increases by 5%. Payouts are typically processed every 15 trading days (about twice a month), and you’re eligible as long as you’ve traded at least those 15 days and are in profit. With each set of 5 payouts, your share grows: 85%, 90%, 95%, and finally capping at 100%. In other words, after around 20 payout periods of consistent performance, MCF rewards you by letting you keep all profits going forward.

This step-up system is a great incentive for long-term consistency. It means the longer you profit with MCF, the more of your money you keep. Reaching a 100% profit split is like “trading for yourself” but with the firm’s capital – a rare offering in the prop firm industry. Even before hitting 100%, traders can enjoy very high profit shares (90%+), which truly boosts earning potential.

Another plus: Payouts are fast and flexible. MCF processes profit withdrawals within an average of 2 hours, and you can receive your money in either crypto or fiat currency, according to your preference. The company emphasizes a smooth payout experience with “lightning-fast execution and 2hrs payout process” as a core feature. There are also no payout hurdles or consistency tax – you don’t have to hit any monthly quotas or maintain any specific trading style to get paid. As long as you’re following the risk rules and profitable, you can withdraw on schedule. MCF even showcases trader payouts publicly (with examples like $16,000+ withdrawn by successful traders) to reinforce their payout reliability.

Bottom line: My Crypto Funding’s profit split policy is designed to favor the trader. Starting at a strong 80/20 and potentially reaching 100/0, it’s one of the most generous profit-sharing models out there in a crypto prop firm. Combine that with quick, hassle-free payouts, and you have a recipe for a very rewarding trading partnership.

Permissive Trading Rules and Conditions

Unlike some prop firms that impose strict limitations, My Crypto Funding’s rules are very trader-friendly. Their philosophy is to give traders the freedom to trade their own style without arbitrary constraints. Here are some of the standout trading conditions that make MCF especially attractive to crypto traders:

  • High Leverage – Up to 100×: All MCF accounts come with 1:100 leverage (100×) for all instruments, including crypto, forex, indices, and commodities. Such high leverage is a huge advantage for crypto trading, where you might want to control large positions with relatively small equity. It provides flexibility for both scalpers and swing traders – you can size your trades appropriately to your strategy. MCF’s 100× leverage is considerably higher than many forex-centric prop firms (which often cap at 1:30 or 1:50 on crypto, due to volatility). Note: With great power comes great responsibility – traders should use high leverage wisely to align with their risk management plan.
  • 24/7 and Weekend Trading Allowed: MCF fully permits trading on weekends and after-hours, which is crucial for crypto markets. Crypto never sleeps, and neither does My Crypto Funding. You can hold positions over the weekend, and even trade actively on Saturday and Sunday. This is a big deal because many prop firms either restrict weekend crypto trading or allow it but with widened spreads; MCF, by contrast, encourages it and maintains tight conditions. You won’t be forced to close crypto trades on Friday – a relief for crypto trend traders who often hold for days or weeks.
  • News Trading Allowed: You don’t have to avoid major news events. News trading is fully permitted at all stages. If there’s a big economic announcement or crypto news (like an exchange hack or a regulatory update) that creates volatility, MCF lets you trade through it. There are no rules like “flat 2 minutes before high-impact news” here. This is great for forex news traders and crypto traders alike who capitalize on volatility spikes.
  • No Consistency or Style Restrictions: MCF imposes zero consistency rules. This means the firm doesn’t penalize you for changing your lot sizes, having a big winning day followed by smaller ones, or using varying strategies. Some firms require a certain consistency in gains or ban strategies like martingale or require a fixed stop loss on every trade – MCF does none of that. You can scalp, day trade, swing trade, or algorithmically trade using EAs/bots at your discretion. In fact, their environment is compatible with algorithmic, discretionary, and swing trading styles alike. All trading styles are welcome, as long as you respect the risk limits.
  • Unlimited Time to Pass: As mentioned earlier, there’s no maximum time limit to complete the challenges This rule cannot be understated – it removes a lot of pressure. You can trade at your own pace. If market conditions aren’t right, you can take your time; if you hit the target quickly, you still need to do the minimum days, but you’re not rushed to continue risking just to meet a deadline. This encourages responsible trading over “gambling” to beat the clock.
  • Institutional Trading Conditions: MCF provides all traders with top-tier trading conditions usually reserved for institutions. That includes tight spreads (virtually zero or very low on major pairs) and low commissions. The firm states it has VIP-tier fee structures on top exchanges to give prop traders an edge. Practically, this means you don’t lose much profit to trading costs, and you can execute high-frequency strategies without fees eating your gains. Fast trade execution is another highlight – their servers and liquidity partners ensure minimal slippage, even in fast-moving crypto markets.
  • Trusted Broker & Platforms: My Crypto Funding uses reputable technology for its trading platform. Traders execute via MetaTrader 5 (MT5), a widely-used trading platform known for its advanced charting and automation capabilities. MT5 access means you can use custom indicators or trading robots if you like. Additionally, MCF has its own proprietary platform (sometimes referred to as the MCF Dashboard or MCF Platform) which integrates things like TradingView charts for market analysis and a performance dashboard. You get the best of both worlds: the familiarity of MT5 and the modern features of their custom portal. MCF’s brokerage setup connects to top crypto exchanges and liquidity providers, ensuring that even though you trade a simulated account during the challenge, the prices and conditions mirror real-market conditions. So by the time you’re funded, you’ve essentially been trading under real-market spreads and depth.

In summary, MCF’s trading rules are highly permissive and aligned with real crypto-market trading. You’re basically free to trade as you would on your personal account, which means a smoother transition to trading firm capital. This is a huge plus for those who may have felt constrained by other firms’ rules in the past.

Wide Range of Assets to Trade (940+ Crypto Pairs and More)

Another major advantage of My Crypto Funding is the breadth of markets available to trade. As a crypto-focused prop firm, MCF offers an unmatched selection of cryptocurrency pairs – over 940 crypto pairs according to their latest figures. This includes big names like BTC, ETH, and XRP, plus hundreds of altcoins (from popular ones like ADA, DOGE to more niche tokens). Essentially, if there’s a significant coin or token you want to trade, chances are it’s available on the MCF platform. Such variety is a dream for crypto traders who specialize in specific altcoins or who rotate into whatever coin is hot that week.

In addition to crypto, MCF also provides global forex pairs, stock indices, commodities, and metals for diversification. You can trade major and minor Forex pairs (USD, EUR, JPY, GBP crosses, etc.), Gold and Silver, major indices like the S&P 500 or Nasdaq, and even some stocks or other asset CFDs. In total, the platform boasts access to over 270 trading instruments across all categories. This is quite broad, rivaling top multi-asset brokers. For a prop firm, having everything from crypto to forex in one account is convenient – you don’t need multiple prop accounts for different markets.

The ability to trade 940+ crypto pairs means you can implement arbitrage or relative-value strategies between coins, or catch moves in smaller cap tokens that might not be available elsewhere. Combined with 24/7 availability, a crypto trader in MCF truly has the freedom to trade any coin at any time. And because the trading conditions are consistent across all assets (100x leverage for all, tight spreads, etc.), you can switch between, say, a forex trade during a major news release and a crypto trade on a weekend seamlessly.

This wide asset selection sets MCF apart when considering the best crypto prop firm for diverse trading opportunities. You’re not limited to a narrow list – you can build a multi-market strategy and MCF will support it.

Fast Scaling and Growth Opportunities

My Crypto Funding is not just about giving you capital; it’s about helping you grow as a trader and scale up your trading business quickly. We touched on the ability to manage up to $400K in funding, but let’s delve deeper into MCF’s approach to scaling plans and growth:

  • Rapid Account Scaling: Because MCF imposes no time limits and allows multiple accounts, a successful trader can compound their success rapidly. For example, if you start with a $50K funded account and perform well, you could use profits to attempt a larger $100K or $200K challenge and pass it, effectively doubling or quadrupling your capital in a matter of months. Some traders may even take on two challenges concurrently (MCF’s terms permit having more than one active challenge/funded account as long as combined capital doesn’t exceed their cap). Thanks to the one-phase option, a skilled trader could go from zero to a $200K or $400K allocation in just one evaluation round, which is remarkably fast in the prop firm world.
  • Scaling After Funding: MCF also incentivizes traders to increase their account size organically. While specifics aren’t publicly detailed, typically prop firms have a scaling plan where if you hit a certain profit milestone without breaking rules, they will increase your account balance by a percentage. Given MCF’s emphasis on growth, it’s reasonable to expect that after, say, a 10% profit on the funded account (and a few months of consistent trading), they might boost your account by 20-30%. In any case, MCF’s record-breaking growth announcements indicate they’ve been actively raising maximum allocations and giving traders more capacity to trade. The recent update of “over $400,000 as the new maximum funding” is evidence that as the firm grows, it’s pouring that back into traders by upping what individuals can manage.
  • Community and Support: Growth isn’t just about money; it’s also about improving skill. MCF provides a community and resources (like an active Discord, social media, and a blog with trading tips) to help traders learn and collaborate. Being part of a prop firm that’s crypto-centric means you’re surrounded by other crypto traders, which can accelerate your learning curve. They share success stories and data insights on their blog, underlining the value of community in prop trading. Fast scaling is easier when you have a supportive ecosystem, and MCF seems to recognize that by fostering a network of traders who push each other to achieve more.

In summary, My Crypto Funding offers fast scaling opportunities both in terms of capital allocation and trader development. If you’re profitable, MCF wants to “maximize your potential” and will not hold you back with red tape. This is great news for ambitious traders aiming to grow their accounts to six figures and beyond in a short time frame.

Why Choose My Crypto Funding?

With so many prop firms in the market, here’s a quick rundown of what makes My Crypto Funding one of the best crypto prop firm options for traders, especially those who love trading digital assets:

  • Crypto-Focused and 24/7 Trading: MCF lives and breathes crypto. You get to trade cryptocurrencies around the clock, including weekends, under favorable conditions. No other prop firm offers as comprehensive a crypto trading experience with such freedom.
  • Generous Capital and Profit Terms: Unlock funding up to $400k and keep up to 100% of the profits – a combination that’s hard to find elsewhere. High profit splits (scaling from 80% to 100%) and large account sizes mean your successful strategies yield maximum reward.
  • Trader-Friendly Rules: No time limits, no hidden rules, and no restrictions on strategies. MCF’s transparent and permissive rulebook lets you trade your way. News, scalping, algos, high leverage, you name it – all allowed.
  • Top-Tier Trading Conditions: Enjoy tight spreads, low commissions, and fast execution on an MT5 platform with institutional liquidity. MCF ensures that the only thing between you and the market is your strategy, not poor trade conditions.
  • Diverse Assets Beyond Crypto: Over 940 crypto pairs plus forex, indices, commodities – an enormous menu to profit from. This diversity means you can hedge crypto trades with forex or catch opportunities in multiple markets, all under one funded account.
  • Proven Reliability and Support: MCF is a trusted prop firm with a growing track record (funding thousands of traders worldwide). They process payouts quickly and reliably, and their customer support and community resources help you along the journey. The firm’s rapid growth and positive trader feedback (4.8/5 customer rating on one site) show that they deliver on their promises.

All these points make MCF a compelling choice for any trader looking to get a funded crypto trading account. It’s essentially built by crypto traders, for crypto traders – while also offering the staples of prop trading that forex traders expect. If you want a prop firm that gives you freedom, firepower, and fair rewards, My Crypto Funding checks all the boxes.

Special 25% Discount with Code TOPPROP

To sweeten the deal, My Crypto Funding currently offers a 25% discount on challenge fees when you sign up with the promo code TOPPROP. This can significantly cut down your upfront cost – for example, a $100K challenge that might normally cost around $649 would be roughly $487 with 25% off. To use this discount, simply apply the code TOPPROP at checkout on MCF’s website and the fee reduction will be applied. This exclusive offer makes it one of the best-value opportunities to join a prop firm, especially given the already competitive features MCF provides.

Don’t wait – the code may be time-sensitive or part of a promotion. If you’re serious about taking a crypto trading challenge to get funded, now is a great time to do it at a reduced cost. The savings let you retain more of your capital, effectively lowering the risk on your end.

Conclusion – Take Action and Get Funded

In conclusion, My Crypto Funding stands out as a top-tier prop firm for crypto enthusiasts and traditional traders alike. It offers an educational yet lucrative path: you can sharpen your trading skills through the evaluation and then graduate to trading substantial capital under excellent trading conditions. We’ve highlighted how MCF’s one-phase and two-phase challenges work, the generous funding up to $400k, profit splits up to 100%, high 100× leverage, flexible rules (weekend/news trading allowed), a massive range of assets, and speedy scaling and payouts. Few firms combine all these benefits in one package.

If you’re dreaming of trading Bitcoin or Ethereum (or any market) with a six-figure account, or you want to turn your strategy into a full-time career, MCF provides the bridge to make that happen. And with the 25% OFF discount (code TOPPROP), getting started is more affordable than ever.

Ready to take the leap? Start your My Crypto Funding challenge today by visiting their official website and selecting the account size that fits you. Click here to visit My Crypto Funding’s official site and remember to use the promo code TOPPROP at checkout for 25% off your fees. With a bit of skill and discipline, you could soon be managing a funded account and withdrawing real profits in as fast as a few weeks. Don’t miss this chance to join one of the best crypto prop firms in the industry. Take the challenge, claim your discount, and trade your way to success with My Crypto Funding!

Happy trading, and good luck on becoming a funded crypto trader!