Fintokei Discount Code TOPPROP – Save 10%
Use the verified Fintokei discount code TOPPROP to save 10% on prop firm challenges. This active promo and coupon code can be applied directly during checkout on the official Fintokei website. Click the button below to activate the discount.
CEO
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CZ
Date Created
cTrader
MetaTrader 4
MetaTrader 5
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Fintokei Review 2026: The Best European Prop Firm with SwiftTrader?
As we advance into 2026, Fintokei continues to distinguish itself as a pillar of reliability and innovation in the proprietary trading space. Headquartered in the heart of Europe (Brno, Czech Republic) and with a massive presence in Japan, Fintokei offers a unique blend of regulatory transparency and cutting-edge technology. Under the leadership of CEO David Varga, the firm has moved away from the industry’s reliance on legacy platforms by introducing SwiftTrader, a web-based trading powerhouse designed specifically for prop trading conditions.
Fintokei caters to all types of traders with its two flagship products: the evaluation-based ProTrader and the direct-access SwiftTrader (Instant Funding). Known for its educational approach and massive scaling potential up to €4,000,000, Fintokei is often seen as the “safe haven” for traders worried about offshore instability. In this Fintokei review 2026, we explore their payout reliability, the benefits of the SwiftTrader platform, and whether their rules fit your trading style.
Fintokei Prop Firm Overview
| Company Name | Fintokei |
| Legal Name | Fintokei s.r.o. |
| CEO | David Varga |
| Headquarters | Brno, Czech Republic |
| Broker/Tech | SwiftTrader, Match-Trader |
| Operating Since | 2022 |
| Account Sizes | €1,000 to €400,000 |
| Profit Split | 80% up to 95% (Scaling) |
| Challenge Types | ProTrader (2-Step), SwiftTrader (Instant) |
| Payout Cycle | Bi-Weekly / On-Demand |
| Payout Method | Bank Transfer, Crypto, Wise |
| Financial Markets | Forex, Crypto, Indices, Commodities |
| Max Allocation | €4,000,000 (Industry Leading) |
| Trustpilot Score | 4.8 (Excellent) |
Pros and Cons of Trading with Fintokei
Fintokei is praised for its safety and European roots, but how does it stack up regarding trading conditions in 2026?
Pros
- European Reliability: Being based in the EU provides a layer of trust that Caribbean-based firms cannot match.
- SwiftTrader Platform: A modern, gamified trading platform with built-in trading journal and analytics.
- Instant Funding: Skip the evaluation and start earning immediately with the SwiftTrader account.
- Massive Scaling: One of the highest allocation caps in the industry (€4M).
- Fast Payouts: Reliable bank transfers and crypto withdrawals.
- Free Trial: You can test their conditions before paying a cent.
Cons
- Daily Drawdown Logic: The daily drawdown resets at 00:00 and is strictly enforced, which requires careful position sizing overnight.
- New Platform: Traders used to MT4/MT5 may need a few days to adapt to SwiftTrader or Match-Trader.
Fintokei Challenge Types, Fees & Profit Split (2026)
Fintokei offers simplicity with two clear paths. The ProTrader is for those who want the best value and highest leverage. The SwiftTrader (Instant) is for those who want to start earning right now. Both programs are designed with the “Fintokei Growth” philosophy, encouraging long-term careers over short-term gambling.
Fintokei Challenge Overview
| Feature | Details |
| Challenge Types | ProTrader (Evaluation), SwiftTrader (Instant) |
| Account Sizes | €1k, €5k, €10k, €20k, €50k, €100k+ |
| Challenge Fees (Start) | From €39 (ProTrader) |
| Profit Target | ProTrader: 8% / 5% |
| Daily Drawdown | 5% (Balance/Equity based) |
| Max Drawdown | 10% (Fixed/Trailing) |
| Min. Trading Days | 0 Days (No time limits) |
| Leverage | 1:100 (Forex) |
| News Trading Allowed | Yes |
| Profit Split | 80% – 95% |
ProTrader (2-Step Evaluation)
Why choose ProTrader? This is the standard path with the lowest entry fee. It mimics the conditions of a professional fund manager.
| Account Size | Price (Approx) | Targets (Ph1/Ph2) | Max Loss | Refundable? |
| €10,000 | €79 | 8% / 5% | 10% | Yes |
| €20,000 | €139 | 8% / 5% | 10% | Yes |
| €50,000 | €299 | 8% / 5% | 10% | Yes |
| €100,000 | €499 | 8% / 5% | 10% | Yes |
SwiftTrader (Instant Funding)
Why choose SwiftTrader? No phases, no targets. You pay the fee, and you get a funded account immediately. You can withdraw profits as soon as you generate them (subject to payout cycles).
| Account Size | Price (Approx) | Max Drawdown | Profit Split |
| €2,000 | €99 | 10% | 50% – 80% |
| €10,000 | €499 | 10% | 50% – 80% |
Fintokei Trading Tech: The SwiftTrader Platform
In 2026, Fintokei has fully embraced its proprietary platform, SwiftTrader. Unlike MT5, SwiftTrader is built for the web (no installation needed) and offers:
- Integrated Charting: Professional charts powered by TradingView.
- One-Click Trading: Execution speed under 30ms.
- Performance Stats: A built-in dashboard that analyzes your trading psychology.
Scaling Plan at Fintokei
Fintokei has one of the most generous scaling plans. If you are profitable for two consecutive months and earn at least 10% profit, they will scale your account.
- Capital Increase: Account size is increased by 25%.
- Max Cap: You can scale all the way up to €4,000,000.
- Split Boost: Profit split can rise to 95%.
Payment Methods & Payout Process
Fintokei understands the banking needs of European and Global traders. They offer fast Bank Transfers (SEPA), which is rare in the prop industry, alongside crypto options.
Countries Restricted at Fintokei
Fintokei complies with EU and Czech regulations. They restrict service to countries on international sanction lists (e.g., Russia, North Korea, Iran). However, they are open to most of the world, including Japan, Europe, and parts of Latin America.
Our Final Verdict on Fintokei
Fintokei is the “adult in the room” of the prop trading industry. With a transparent CEO, a physical office in Brno, and a robust platform in SwiftTrader, it offers a level of security that is hard to find elsewhere. While the ProTrader evaluation requires discipline, the scaling potential and the option for Instant Funding make it a top-tier choice for 2026. If you value safety and professional tools, Fintokei is for you.
Claim Fintokei Discount – 10% to 50% OFF
Use the code below to get the best deal on your ProTrader or SwiftTrader account.
| Offer Details | Information |
| Discount Code | TOPPROP |
| Discount Amount | 10% OFF |
| Offer Type | Promo / Coupon Code |
| Valid For | New Traders |
| Status | Active & Verified |
How to use the Fintokei promo code
- Click “Claim Discount”.
- Choose between ProTrader (Evaluation) or SwiftTrader (Instant).
- Enter TOPPROP in the promo box at checkout.
- Verify the price reduction and complete the purchase.
Frequently Asked Questions
Find answers to the most common questions about Fintokei.
Trading platforms supported by Fintokei include cTrader, MetaTrader 4, MetaTrader 5. These platforms offer a reliable and professional environment for traders of all levels.
Use the discount code TOPPROP on the checkout page to receive 10% off when trading with Fintokei. Visit Fintokei for more details.
Fintokei has a Customer rating of 4.5/5, reflecting customer satisfaction and trust in their services. This rating is based on verified customer reviews and experiences.
Accepted payment methods at Fintokei include Crypto, Credit/Debit Card, Apple Pay, Google Pay, Bank Wire Transfer, allowing secure and convenient transactions.
Payouts at Fintokei can be made through the following methods: Crypto, Bank Wire Transfer. This ensures flexibility for users withdrawing their funds.
The maximum allocation limit at Fintokei is $700K. This helps manage investment exposure effectively.
Fintokei is located in CZ, providing services to a wide range of clients.
The CEO of Fintokei is David Varga, guiding the company with experienced leadership.