FTMO Payouts Explained (2026)

One of the main reasons traders choose FTMO is its long-standing reputation for reliable and transparent reward processing. While many proprietary trading firms compete by offering higher advertised profit splits, FTMO focuses on consistency, predictable payouts, and a straightforward withdrawal process.

Once you successfully complete the evaluation and receive an FTMO Account, you become eligible to request rewards generated through your simulated trading, provided you continue to follow all trading objectives and account rules.

FTMO Payouts at a Glance

FTMO Profit Split

The amount you receive depends on the account type and your progression within the FTMO ecosystem.

For traders using the classic 2-Step model, the standard reward starts at 80%. After meeting the requirements of the Scaling Plan or Premium Programme, the profit split can increase to 90%. The 1-Step model already offers a 90% reward split from the start.

When Can You Request Your First Payout?

One of the most common questions from new traders is how soon they can receive their first reward.

With FTMO, your first reward request becomes available 14 days after placing your first trade on your FTMO Account.

There is no need to wait until the end of the month. Once the waiting period has passed and your account meets all conditions, you can submit a reward request directly through Account MetriX.

How the FTMO Payout Process Works

The withdrawal process is simple and designed to minimize unnecessary delays.

Pass the Evaluation
        ↓
Receive Your FTMO Account
        ↓
Trade Profitably
        ↓
Wait at Least 14 Days
        ↓
Close All Positions
        ↓
Submit Reward Request in Account MetriX
        ↓
Account Review
        ↓
Invoice Confirmation
        ↓
Receive Your Reward

Most reward requests are reviewed within 1–2 business days. Once the invoice has been approved, payments are generally sent within another 1–2 business days.

Supported Payment Methods

FTMO offers several withdrawal options to accommodate traders worldwide.

Available methods include:

• Bank Wire Transfer
• Visa Direct
• Mastercard Send
• Skrill
• Cryptocurrency

The available methods may vary depending on your country or region. FTMO does not charge additional withdrawal fees, although payment providers or banks may apply their own charges.

Can You Leave Profits on Your Account?

One advantage of the FTMO 2-Step model is the option to leave part or all of your reward on the account instead of withdrawing it immediately.

Many traders use this feature to:

• Increase their account balance.
• Build a larger drawdown buffer.
• Support long-term account growth.
• Prepare for the Scaling Plan.

This rollover option is not available for the FTMO 1-Step account, where rewards cannot be retained to increase account equity.

Example Payout Calculation

The following examples illustrate how the reward split works.

These examples are illustrative. Actual rewards depend on your account type and eligibility.

Tips to Receive Your Reward Faster

To avoid unnecessary delays, FTMO recommends following a few simple practices:

• Complete your identity verification promptly.
• Close all open positions and pending orders before submitting a request.
• Ensure your payment details are accurate.
• Continue following all FTMO trading objectives.
• Submit your reward request through Account MetriX only after becoming eligible.

Following these steps helps streamline the review and payment process.

Our Verdict

FTMO continues to offer one of the most transparent reward systems in the prop trading industry. Clear eligibility requirements, multiple withdrawal methods, fast processing times, and a profit split of up to 90% make it an attractive option for traders seeking long-term consistency rather than promotional payout promises.

For traders who consistently follow FTMO’s trading objectives and manage risk responsibly, the reward process is straightforward, predictable, and backed by one of the strongest reputations in the industry.