Use the verified Instant Funding discount code TPO18 to save 18% on prop firm challenges. This active promo and coupon code can be applied directly during checkout on the official Instant Funding website. Click the button below to activate the discount.
CEO
Country
GB
Date Created
cTrader
Match Trader
MetaTrader 5
Use Code:
Instant Funding Payouts, Profit Split & Withdrawal Guide (2026)
Instant Funding offers one of the most flexible payout systems among prop firms in 2026 — fast processing within 24 hours, profit splits up to 95%, and multiple withdrawal methods including crypto and bank transfer via Rise. Here is everything you need to know before requesting your first payout.
Profit Split at Instant Funding
| Account Type | Profit Split |
|---|---|
| Instant Funding (baseline) | 80% |
| Instant Funding GO (baseline) | 80% |
| IF Micro (baseline) | 80% |
| IF1 | 90% |
| One-Phase / Two-Phase (baseline) | 80% |
| After scaling (One-Phase / Two-Phase) | 90% |
| Two-Phase Max | 60% to 95% (time-based) |
| Maximum profit split | 95% |
Payout Frequency & Process
| Feature | Details |
|---|---|
| Payout Type | On-demand (One-Phase, Two-Phase, IF Micro) / Scheduled (Instant Funding) |
| Minimum payout amount | $25 |
| Processing time | Within 24 hours |
| First payout — Instant Funding | 14 days after first trade |
| First payout — One-Phase/Two-Phase | On demand after passing challenge |
| IF1 | One payout after 24-hour period ends |
| Two-Phase Max | Anytime — profit split improves over time |
Payout Methods
| Method | Processing Time | Notes |
|---|---|---|
| Crypto (direct) | Within 24h | Fastest option |
| Bank Transfer (via Rise) | 1–2 business days | Available worldwide |
Two-Phase Max Profit Split Schedule
| Days Since First Trade | Profit Split |
|---|---|
| 5–13 days | 60% |
| 14–27 days | 80% |
| 28+ days | 95% |
Challenge Fees & Refund Policy
Instant Funding does not refund challenge fees regardless of whether you pass or fail. This is standard practice across most prop firms. Use discount code TPO18 at checkout to save 18% on all programs.
Instant Funding Scaling Plan
| Milestone | Details |
|---|---|
| Starting account | $625 – $300,000 |
| Max allocation (scaled) | $3,840,000 |
| Instant Funding scale speed | Account doubles each time (up to $1,280,000) |
| Challenge scale speed | +25% every 90 days (up to 100% of starting balance) |
| Profit split at max scale | Up to 95% |
Payment Methods for Buying Challenges
| Payment Method | Available |
|---|---|
| Credit / Debit Card | ✅ Yes |
| Crypto | ✅ Yes |
| Apple Pay | ✅ Yes |
| Google Pay | ✅ Yes |
How to Request a Payout at Instant Funding
- Log in to your dashboard at hub.instantfunding.com
- Navigate to the Payouts section
- Select your preferred withdrawal method (Crypto or Rise bank transfer)
- Enter the amount you wish to withdraw (minimum $25)
- Submit the request — processed within 24 hours
- Confirm receipt and verify the profit split percentage applied
Always ensure your account is compliant with all trading rules before requesting a payout. Accounts must have no open positions before submitting a payout request.
Frequently Asked Questions
Find answers to the most common questions about Instant Funding.
Trading platforms supported by Instant Funding include cTrader, Match Trader, MetaTrader 5. These platforms offer a reliable and professional environment for traders of all levels.
Use the discount code TPO18 on the checkout page to receive 18% off when trading with Instant Funding. Visit Instant Funding for more details.
Instant Funding has a Customer rating of 4.7/5, reflecting customer satisfaction and trust in their services. This rating is based on verified customer reviews and experiences.
Accepted payment methods at Instant Funding include Crypto, Credit/Debit Card, Apple Pay, Google Pay, allowing secure and convenient transactions.
Payouts at Instant Funding can be made through the following methods: Crypto, Rise. This ensures flexibility for users withdrawing their funds.
The maximum allocation limit at Instant Funding is $3,840,000. This helps manage investment exposure effectively.
Instant Funding is located in GB, providing services to a wide range of clients.
The CEO of Instant Funding is Lewis, guiding the company with experienced leadership.