Upcomers Discount Code TOPPROP – Save 85%

Upcomers Prop Firm Review 2026

Upcomers has quickly become one of the most talked-about prop firms in 2026, ranking among the fastest-growing platforms in the trading space. Founded in 2023 and headquartered in Dubai with a second hub in Prague, Upcomers offers simulated funded accounts up to $1,500,000, scalable to $4,000,000 through their VIP and scaling programs. With over 65,000 traders across 180+ countries and more than $6 million already paid out, Upcomers has positioned itself as a serious contender in the modern prop trading industry.

Operated by Royal Flow FZCO (UAE) with payments processed through Upcomers Ltd in Cyprus and Saint Lucia, the firm combines transparent corporate structure with cutting-edge in-house technology. This Upcomers review covers everything you need to know in 2026 — from challenge types and trading rules to payout speed, platforms, and our exclusive discount code TOPPROP that saves you up to 85% off any challenge.

Why Upcomers Stands Out in 2026

What sets Upcomers apart from most prop trading firms is the combination of 99% profit split, ultra-fast 12-hour payouts, and a 99% payout approval rate. Traders can choose from a wide variety of evaluation models including 1-Step (Thunderbolt), 2-Step (Phoenix), 3-Step, 5-Step (Eon), and Instant Funding (Vanguard). The firm also offers a unique Breakout program and a VIP scaling plan for consistent traders aiming for higher capital allocation.

Unlike many prop firms that restrict news trading or weekend holding, Upcomers allows news trading and overnight/weekend positions, making it a flexible choice for swing traders and discretionary scalpers. However, the firm enforces a strict ban on automation — no Expert Advisors, trading bots, copy trading, or high-frequency systems are permitted at any stage of the evaluation or funded phase.

Trading Platforms and Markets

Upcomers uses proprietary in-house technology and partners with TradeLocker as the primary platform for Forex and CFDs trading. MetaTrader 5 (MT5) is also available for funded accounts, and Bybit is integrated for crypto challenges. The firm offers raw spreads from 0.0 pips and access to over 1,200 instruments, including Forex pairs, Metals (Gold, Silver), Crypto (Bitcoin, Ethereum, altcoins), Indices (S&P 500, NASDAQ, DAX), Stocks, and Energies (Oil, Natural Gas).

The Upcomers dashboard is built entirely in-house, giving the firm full control over execution, risk management, and trader analytics. This is a significant advantage compared to white-label solutions used by competitors, where dashboard outages or third-party issues can disrupt your trading.

Upcomers Challenge Pricing and Discount Code

Challenge pricing starts from just $31.80 for a 5K Thunderbolt account, going up to $775.80 for the 1M Eon plan. The Vanguard Instant Funding starts at $239.80 for a 50K account, giving traders immediate access to capital without an evaluation phase. With our exclusive discount code TOPPROP, you can save up to 85% OFF on any Upcomers challenge plus get 1 free account with your purchase.

This pricing structure makes Upcomers one of the cheapest prop firm challenges on the market when measured against the capital provided. For traders looking to access $100K+ in simulated funding without paying premium prices, Upcomers offers exceptional value.

Payment Methods and Withdrawals

Upcomers accepts both credit/debit card payments through Stripe and cryptocurrency payments via Confirmo, supporting Bitcoin, Ethereum, USDT, and other major cryptocurrencies. Once you reach the funded stage and request a payout, withdrawals are processed within 12 hours on average, with a sub-1-hour internal processing time.

Payout methods include direct IBAN bank transfers and cryptocurrency withdrawals, giving traders flexibility regardless of their location. Note that crypto withdrawals carry processing fees that can reach up to 10%, so for larger payouts the IBAN option is generally more cost-effective.

Upcomers Trading Rules at a Glance

The core Upcomers trading rules include daily drawdown limits, overall drawdown limits, profit targets that vary by challenge type, and a minimum trading day requirement on most plans. The firm enforces strict consistency rules to prevent gambling-style trading, and any breach of the no-automation policy results in immediate account termination. For full details on the rules of each challenge type, see the dedicated rules section below.

Is Upcomers Right for You?

Upcomers is best suited for disciplined manual traders who value flexible trading conditions, fast payouts, and modern UX. If you rely on Expert Advisors, copy trading services, or HFT bots, this firm is not for you — the automation ban is enforced strictly. But if you trade discretionary strategies on Forex, Crypto, Indices, or Metals and want one of the fastest payou