Finotive Funding Discount Code TOPPROP – Save 35%

Finotive Funding Review 2026: Challenge Rules, Scaling Plan & Payouts

With the proprietary trading industry maturing in 2026, Finotive Funding has established itself as a premier choice for traders looking for rapid scaling and reliable technology. Founded by Oliver Newland, the firm distinguishes itself by operating its own brokerage technology, Finotive Markets, which ensures tighter spreads and better execution transparency compared to firms relying on white-label solutions.

Finotive Funding offers one of the most diverse product lineups in the market: from standard 2-Step Challenges to high-stakes Instant Funding accounts. However, their biggest selling point remains the industry-leading scaling plan, which allows traders to not only grow their account to $3.2 million but also earn a fixed monthly salary. In this Finotive Funding review 2026, we break down the challenge fees, profit splits, drawdown rules, and the reality of getting paid, helping you decide if this is the right home for your trading strategy.

Finotive Funding Prop Firm Overview

Pros and Cons of Trading with Finotive Funding

If you are considering starting or continuing your prop trading journey with Finotive Funding, it helps to weigh both the strengths and drawbacks. Here is a concise view of the pros and cons of trading with Finotive Funding.

Finotive Funding Challenge Types, Fees & Profit Split (2026)

Finotive Funding offers three main options: Instant Funding, the 1-Step Challenge, and the standard 2-Step Challenge. Both are designed for flexibility, with fees starting as low as $50 for smaller accounts.

The firm is known for having slightly lower profit targets than the industry average on their 2-Step model (7.5% instead of 8% or 10%), making it statistically easier to pass.

Finotive Funding Challenge Overview

Instant Funding

Why choose Instant Funding? Immediate access to a profit-share account. No evaluation phase is needed. This is ideal for experienced traders who want to skip the testing phase and start earning immediately. Note that these accounts often have trailing drawdown rules to protect the firm’s capital.

Two-Step Challenge (The Standard)

Why choose the 2-Step Challenge? This is the most cost-effective option. It features a lower profit target in Phase 1 (7.5%) compared to the industry standard of 10%. It also utilizes a fixed drawdown in many configurations, making it safer for swing traders.

Finotive Funding Spreads, Leverage & Commissions

Unlike many competitors who use third-party brokers, Finotive Funding operates through Finotive Markets. This allows them to offer raw spreads starting from 0.0 pips on major pairs like EURUSD and GBPUSD. Commissions are competitive, typically around $3 per lot per side, ensuring that scalpers are not eaten up by fees.

Leverage:

• Forex: 1:100
• Indices: 1:50
• Commodities: 1:50
• Crypto: 1:30

Finotive Funding Trading Rules (2026) – What is Allowed

Finotive is known for being EA-friendly and flexible. Below is a summary of permitted strategies.

Scaling Plan & Salary at Finotive Funding

The scaling plan is where Finotive Funding truly shines. It is designed to turn retail traders into professional portfolio managers.

• Capital Growth: Traders can scale their account balance up to $3.2 million.
• Profit Split Increase: Upon scaling, your profit split can increase from 75% to 100%.
• Monthly Salary: Once you reach specific scaling tiers, Finotive provides a fixed monthly salary (e.g., $1,000 to $5,000) regardless of your trading performance for that month, provided risk rules are met. This provides a safety net rarely seen in the prop industry.

Payment Methods & Payout Process at Finotive Funding

Finotive Funding supports Crypto (USDT) and Deel (Bank Transfer) for deposits and withdrawals. Payouts are processed on a weekly basis for funded traders, which is significantly faster than the monthly cycle used by legacy firms. There is no minimum trading day requirement for withdrawals once funded.

Countries Restricted at Finotive Funding

Finotive Funding is globally accessible but adheres to international sanctions. They generally do not accept traders from countries on the OFAC sanctions list, including but not limited to: North Korea, Iran, Syria, Russia, and Belarus. Always check the latest terms and conditions as regulations change.

Our Final Verdict on Finotive Funding

Finotive Funding is a powerhouse for serious traders in 2026. With the option for Instant Funding, a unique Salary Scheme, and Weekly Payouts, it addresses the biggest pain points of the prop trading industry: cash flow and capital growth. While the drawdown rules on Instant accounts require strict risk management, the low entry cost and high upside potential make it a top-tier recommendation. If you are looking for a firm that offers a clear career path from rookie to professional fund manager, Finotive is the answer.

Claim Finotive Funding Discount – 35% OFF

Discount codes are regularly available for new challenges. Use the code below on the official Finotive Funding website.

Is the Finotive Funding discount code still active?

Yes, the discount code TOPPROP is currently active. We regularly check this promo to ensure it remains valid for traders in 2026.

How to use the Finotive Funding promo code

1. Click the “Claim Discount” button on this page.
2. Select your preferred Finotive Funding challenge (Instant or Evaluation).
3. Enter the promo code TOPPROP5 at checkout.
4. Enjoy the discount and increased profit split.