Finotive Funding Challenges & Account Models

Finotive Funding offers a versatile range of account types designed to fit every trader’s style. From the classic 2-Step Challenge to the popular 1-Step and Instant Funding models, they provide multiple pathways to becoming a funded trader in 2026.

Challenge Types Explained

Understanding the difference between the models is key to choosing the right path.

1. The 2-Step Challenge (Standard)

This is the industry standard model, perfect for traders who want the lowest entry cost and highest drawdown allowance.

• Phase 1: Profit Target 7.5%
• Phase 2: Profit Target 5%
• Max Drawdown: 10%
• Leverage: Up to 1:100 (Forex)

2. The 1-Step Challenge

A faster route to funding. You only need to pass one evaluation phase.

• Target: Reach the profit target (typically 10%) once.
• Risk: Slightly stricter trailing drawdown rules compared to the 2-step model.

3. Instant Funding

Skip the evaluation entirely. Pay the fee and start trading a funded account immediately.

• No Targets: Just trade and withdraw profits.
• Scaling: Eligible for scaling up to $3.2M.
• Rule: Must adhere to strict daily loss limits to protect the firm’s capital.

Account Sizes & Fees

Finotive Funding offers account sizes ranging from a beginner-friendly $2,500 up to a professional $200,000 account. Fees are competitive, and the firm often runs promotions which include a refund of the challenge fee with the first payout.

Evaluation Criteria

To pass the challenges, you must meet the following criteria:

• Daily Loss Limit: Typically 5% (Calculated on Balance/Equity).
• Maximum Loss: 10% (Fixed or Trailing depending on the account type).
• Minimum Trading Days: Often 0 to 5 days, depending on the specific challenge update.