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CEO
Country
CY
Date Created
Match Trader
MetaTrader 5
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Finotive Funding Trading Rules Explained (2026) — Drawdown, Gambling Rule, Scalping & More
Finotive Funding has more complex rules than most prop firms — including discretionary enforcement clauses that can reduce your payout without account termination. This page covers everything you need to know before placing a single trade.
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Rules by Account Type
2-Step Challenge
| Rule | Detail |
|---|---|
| Phase 1 profit target | 7.5% |
| Phase 2 profit target | 5% |
| Max drawdown | 8% |
| Daily drawdown | 4% |
| Time limit | None |
| Profit split | 75–90% |
1-Step Challenge
| Rule | Detail |
|---|---|
| Profit target | 10% |
| Max drawdown | 7.5% |
| Daily drawdown | 5% |
| Time limit | None |
| Profit split | 75–90% |
Instant Funding
| Rule | Detail |
|---|---|
| Profit target | None |
| Daily drawdown | 3.5–5% depending on tier |
| Max drawdown | 7–14% depending on tier |
| Total Risk Rule | Max 50% of daily drawdown exposed at one time |
| Profit split | 55–80% |
How Daily Drawdown Works — Critical Detail
Daily drawdown resets at 17:00 New York Time — not midnight UTC. The limit is calculated against the lower of your previous day’s closing balance or equity.
Open floating losses count toward your daily drawdown in real time. If you have an open losing position and your equity drops to the daily limit, your account is breached — even if you haven’t closed the trade.
The “No Gambling” Rule — Most Controversial Rule
Finotive’s risk team can reduce your payout or reject it if your trading is classified as “gambling.” This includes:
- Risking 50% or more of your daily drawdown limit in a single trade
- Consistently trading without stop losses
- Excessive floating drawdown relative to account size
- Recovery-dependent execution patterns
Important: This rule is enforced at the risk team’s discretion. Minor violations result in profit split reduction to 10–25% rather than account termination. The rule has been the subject of multiple ForexPeaceArmy and Trustpilot disputes.
Failed Funded Account Penalty
If you fail a funded account, your next funded account profit split is locked at a reduced rate until all previous losses are paid back through your reduced share. This is one of Finotive’s most discussed — and criticized — rules. It is rare among prop firms.
News Trading
News trading is allowed — but news straddling is prohibited. News straddling means taking a hedged position (both buy and sell) going into a high-impact news event. This is a hard breach.
Scalping Rules
Scalping is allowed — but with conditions. If 50% or more of your trades in a period are closed within 5 minutes AND you have executed at least 10 trades, Finotive may reduce your payout for that period to 10% and flag the account.
EAs and Automated Trading
EAs and automated bots are allowed. HFT bots and arbitrage are hard breach violations — immediate account termination. Copiers and signal following are allowed, but collaborating with other Finotive traders using the same signals is prohibited.
Hedging
Hedging within a single account (opening both buy and sell on the same instrument) is allowed. Cross-account hedging between multiple Finotive accounts is prohibited.
Weekend Holding
Holding positions over the weekend is allowed within a single account. Not allowed during market closure windows.
Fast Trading Rule
Opening and closing 3 or more trades on the same instrument, in the same direction, within 10 seconds is strictly prohibited. Violation may result in payout reduction to 10% or immediate account termination.
Prohibited Practices — Hard Breach
- HFT and latency arbitrage
- News straddling
- Cross-account hedging
- Fast trading (3+ same-direction trades in 10 seconds)
- Collaborating with other Finotive traders on signals
- Circumventing breach consequences (staggered withdrawals, timing trades around payout requests)
Related Pages
Use code TOPPROP for 40% off any Finotive challenge.
Frequently Asked Questions
Find answers to the most common questions about Finotive Funding.
Trading platforms supported by Finotive Funding include Match Trader, MetaTrader 5. These platforms offer a reliable and professional environment for traders of all levels.
Use the discount code TOPPROP on the checkout page to receive 40% off when trading with Finotive Funding. Visit Finotive Funding for more details.
Finotive Funding has a Customer rating of 4.5/5, reflecting customer satisfaction and trust in their services. This rating is based on verified customer reviews and experiences.
Accepted payment methods at Finotive Funding include Crypto, Credit/Debit Card, allowing secure and convenient transactions.
Payouts at Finotive Funding can be made through the following methods: Crypto, Credit/Debit Card, Bank Wire Transfer. This ensures flexibility for users withdrawing their funds.
The maximum allocation limit at Finotive Funding is $1.4M. This helps manage investment exposure effectively.
Finotive Funding is located in CY, providing services to a wide range of clients.
The CEO of Finotive Funding is Oliver Newland, guiding the company with experienced leadership.